You have auto insurance in place, but are you sure of the steps to take in event of an auto accident you may have in New York?
Be prepared is the 1st step when possibly being in an accident. You want to make sure you have the right New York auto insurance coverage & be familiar with your policy and what it covers.
Following an accident, make sure that anyone in involved is not injured or hurt. If there are any injuries, call 911. If there is only property damage, the police can be called if needed.
Stay calm and safe. If the vehicle is drivable, move it to the side out of traffic to evaluate the damage. Avoid discussing who is at fault unless it's with the police. Exchange information with the parties involved & document what has happened. Make sure to keep names, addresses, phone numbers, vehicle information, license numbers and insurance information of the parties involved.
When possible, contact your insurance company soon. Contact Gregg Stephens insurance if you have any questions about your New York insurance policy or procedures.