At Gregg Stephens Insurance, we strive to provide you with the best coverage at an affordable price. Many times client ask us if there are things we can do to lower their home insurance premiums in New York, so here are a few ideas.
- Upgrading any electrical or roofing in your home.
- Increase your deductibles on your policy.
- Review your coverages for your valuables in your home to ensure you don’t have too much coverage, resulting in higher premiums.
- Paying in full may give additional discounts.
- Installing of an alarm, deadbolts and sprinklers.
- Combining auto & home policies with your carriers may give a discount.
- Have a claim-free history.
- Have an independent insurance agency, like Gregg Stephens Insurance, show many carriers to find the best rate.
Contact us if you would like a review of your current homeowners insurance policy in New York or just want to cover your risk on your existing policy.