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Things to Lower Your Car Insurance Rates in New York

After purchasing your car, you need to take the next step and find the right New York auto insurance coverage.  This coverage can be more expensive than you expected, so you should consider the options available to keep your premiums as low as possible while providing the coverage you need.

  1. Safety - this can be overlooked sometimes, but you will be rewarded with the lowest possible premium by having a good driving record.
  2. Deductibles -  you can lower your premium by raising your deductible.   This way you will only have to pay the deductible in the event of an at fault claim.
  3. Driving Time  -  you may want to try and find ways to minimize your driving & road time.  Bike, bus or carpool can save you money on insurance and driving costs in general.
  4. Bundle -  discounts are available for bundling your home insurance and other policies with your auto policy.
  5. Discounts – ask your agent or insurance company about the many other discounts available to take advantage of the lowest possible premiums with the best coverage.

One of our agents at Gregg Stephens Insurance will help you find the available savings on your auto insurance that could save your some money on your premiums.