As New York independent insurance agents, we have the ability to shop many different companies to find you the best rate with a variety of policy options. If you're looking for a quote or just wanting to see if you're fully covered, there are some questions that are valuable when discussing your insurance needs with your agent.
- How much insurance should I get? We can help you understand your policy and see if there are any gaps in your coverage to ensure you have the best coverage for your budget.
- Is my credit used in rating? Have your agent explain how credit may affect your rates and premiums depending on the carrier.
- How does personal umbrella work? Many times families are underinsured. We can explain how a personal umbrella policy many help in gaps in coverage.
- How do claims affect me? Take time to discuss with agents how claims affect your premiums and the effects of submitting a claim.
- What if I cancel? Ask your agent to explain the procedure and effects of a cancellation or non-renewal of your policy.
Contact Gregg Stephens Insurance today at 516-594-0438 to answer or ask any of these questions for better piece of mind.