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Getting Flood Insurance in New York

The Truth about Getting Flood Insurance

Floods in New York are among the disasters that most homeowners and business owners are not prepared for.  In recent years, due to climate and global warming, floods are becoming more common across the country.  In order to protect your business and your family, a flood insurance policy can help with this catastrophe occurs.

Why do you need New York flood insurance?  Some homeowners and businesses may feel they do not need flood insurance due to their location.  Make sure and ask your insurance agent if flood insurance is necessary in your location.

You also need to double check to see if your homeowners or liability policy covers flood insurance.  Many times flood or earthquakes are not included in a typical homeowners policy and you would require a separate flood insurance policy.

Have an agent at Gregg Stephens Insurance work with you to find the best flood insurance policy to fit your needs.  You need to make sure you have the right coverage to protect your property but at a premium you can afford.

Oceanside flood insurance can be very affordable for you residential or business property.   So contact one of our flood insurance specialist today to find you the right policy.